Terms of use (이용약관)

These terms govern use of the website at flow-strata.digital operated by Flow Strata Financial Planning Co., Ltd. (110-86-10003), 128, Teheran-ro, Gangnam-gu, 06134 Seoul, South Korea. Representative: Min-jun Park. Contact: info@flow-strata.digital, +82-2-000-1301. Mail-order report: 제2026-서울강남-0879호.

Service description

The site describes financial planning consultation services focused on household budgeting and personal cash-flow planning. Information is general and does not constitute individualized investment advice unless agreed in a separate written engagement.

Bookings and fees

Session scope, duration, and fees are confirmed in writing before payment. Prices displayed on the site, if any, will state what is included in KRW without decimals.

User responsibilities

Provide accurate contact details and lawful information. Do not misuse the inquiry form or attempt to disrupt the site.

Intellectual property

Site text and design are owned by the operator. You may print pages for personal reference related to an inquiry.

Limitation of liability

To the extent permitted under Korean law, we are not liable for indirect losses arising from reliance on general website content. Consultation outcomes depend on information you supply.

Governing law

The laws of the Republic of Korea apply. Courts in Seoul have jurisdiction unless mandatory consumer rules provide otherwise.

Changes

We may update these terms; the effective date will be noted at the top of this page when changes are material.

Effective: 17 October 2026.